Shopping, gaming, and banking on the Internet make life convenient, but expose you to danger. You could land in a hacker’s, a scammer’s, or a phony website’s trap if you’re not vigilant. The best part? You can guard your own safety by adopting some intelligent customs.The following are five must-know tips for keeping your online transactions secure.Employ Strong and Distinctive PasswordsWeak passwords serve as open doors for cybercriminals. Never employ “123456” or your birthday. Instead, develop long passwords that have a combination of letters, numbers, and special characters and are distinct for each account.If too many passwords seem daunting, use a password manager you can trust.\ Just ensure your master password is powerful and only shared by you.Use Secure and Reliable WebsitesAlways look for the https:// in the web address. The “s” stands for secure. You’ll also often see a small lock icon next to the URL. Avoid clicking on links sent through random emails or messages, especially if they look suspicious or offer “too good to be true” deals.Before you enter any banking or personal details, double-check the name of the website.Activate Two-Factor Authentication (2FA)Two-factor authentication provides a mighty additional layer of protection. Even if someone makes a guess at your password, they still can’t get into your account without the second factor, typically a code sent to your phone or email.
Most online stores, banks, and even video games now have 2FA. Enable it wherever possible. Watch Out for Public Wi-FiFree public Wi-Fi at a coffee shop or airport may seem convenient, but it’s not always secure. Hackers tend to sit on public networks and steal information from unsuspecting consumers.If you have to make an online transaction when you’re on public Wi-Fi, use a virtual private network (VPN) to encrypt your connection. Better still, wait until you’re on a secure and private network.Always Check Transaction Records and Use Secure Payment MethodsAfter making every online payment or online buy, verify your bank or digital wallet for the transaction history. When you see anything unusual, such as a purchase made without your knowledge and report it right away.Use secure payment gateways or online wallets rather than inputting your card number on unknown websites. Digital wallets like PayPal, GCash, or your bank mobile app provide extra security and simplify dispute procedures in the event that something goes awry.For example, when you play blackjack online or make purchases on foreign websites, always make sure that the payment method is secure and verified by your bank or an authorized provider.Wrapping UpInternet shopping can be secure, fast, and easy, provided you are on your guard and think twice before clicking. Scammers invent new methods every day, and hence your awareness is your best defense. Develop the habit of checking URLs, using robust passwords, avoiding unknown links, and reviewing your account activity occasionally. And trust your instincts if it does not smell right, and reverse the transaction. Be clever, stay safe, and experience the convenience of online life without the risk.
